Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$468,360$468,360$494,100
Remaining term (yrs)27.627.630.0
Secondary amount$0$25,740$0
Funding fee$2,342$2,342$0
Note rate6.880%6.880%7.400%
Blended rate6.880%6.990%7.640%
1st payment$3,155.45$3,155.45$3,421.05
2nd payment$0.00$193.05$0.00
Taxes / mo$457.50$457.50$457.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,779.62$3,972.67$4,144.04
Cash to close$80,640$54,900$54,900