Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$391,862$391,410
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,959$0
Note rate6.120%7.320%
Blended rate6.120%7.560%
1st payment$2,489.88$2,688.72
2nd payment$0.00$0.00
Taxes / mo$362.42$362.42
Insurance / mo$150.00$150.00
MI / mo$0.00$78.28
HOA / mo$0.00$0.00
Total monthly$3,002.29$3,279.41
Cash to close$43,038$43,490