Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$800,887$764,991
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.940%7.400%
Blended rate7.490%7.640%
1st payment$5,432.62$5,296.64
2nd payment$0.00$0.00
Taxes / mo$708.32$708.32
Insurance / mo$216.67$216.67
MI / mo$376.54$153.00
HOA / mo$0.00$0.00
Total monthly$6,734.15$6,374.63
Cash to close$49,103$84,999