Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$822,665$539,100
Remaining term (yrs)24.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.090%7.320%
Blended rate3.940%7.560%
1st payment$3,966.20$3,703.24
2nd payment$0.00$0.00
Taxes / mo$499.17$499.17
Insurance / mo$166.67$166.67
MI / mo$658.75$107.82
HOA / mo$745.00$745.00
Total monthly$6,035.79$5,221.90
Cash to close$0$59,900