Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$530,774$513,000
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,654$0
Note rate7.030%7.400%
Blended rate7.030%7.640%
1st payment$3,621.14$3,551.91
2nd payment$0.00$0.00
Taxes / mo$475.00$475.00
Insurance / mo$166.67$166.67
MI / mo$0.00$102.60
HOA / mo$0.00$0.00
Total monthly$4,262.81$4,296.18
Cash to close$39,226$57,000