Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$12,773$12,773$765,000
Remaining term (yrs)37.437.430.0
Secondary amount$0$752,227$0
Funding fee$0$0$0
Note rate6.640%6.640%7.400%
Blended rate7.190%7.741%7.640%
1st payment$77.08$77.08$5,296.71
2nd payment$0.00$4,858.13$0.00
Taxes / mo$708.33$708.33$708.33
Insurance / mo$216.67$216.67$216.67
MI / mo$5.93$5.93$153.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,008.01$5,866.14$6,374.71
Cash to close$837,227$85,000$85,000