Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$29,802$29,802$432,000
Remaining term (yrs)27.527.530.0
Secondary amount$0$402,198$0
Funding fee$149$149$0
Note rate6.740%6.740%7.400%
Blended rate6.740%7.680%7.640%
1st payment$198.27$198.27$2,991.08
2nd payment$0.00$2,597.53$0.00
Taxes / mo$400.00$400.00$400.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$475.00$475.00$475.00
Total monthly$1,239.93$3,837.46$4,119.15
Cash to close$450,198$48,000$48,000