Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,369$444,369$551,700
Remaining term (yrs)24.924.930.0
Secondary amount$0$107,331$0
Funding fee$2,222$2,222$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.957%7.640%
1st payment$2,102.63$2,102.63$3,819.86
2nd payment$0.00$715.54$0.00
Taxes / mo$510.83$510.83$510.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.34
HOA / mo$224.00$224.00$224.00
Total monthly$3,004.13$3,719.67$4,831.70
Cash to close$168,631$61,300$61,300