Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,811$292,811$305,100
Remaining term (yrs)27.427.430.0
Secondary amount$0$29,239$0
Funding fee$0$0$0
Note rate6.640%6.640%7.400%
Blended rate7.190%7.615%7.640%
1st payment$1,933.14$1,933.14$2,112.45
2nd payment$0.00$289.34$0.00
Taxes / mo$282.50$282.50$282.50
Insurance / mo$150.00$150.00$150.00
MI / mo$138.16$138.16$61.02
HOA / mo$0.00$0.00$0.00
Total monthly$2,503.80$2,793.14$2,605.97
Cash to close$46,189$16,950$33,900