Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$475,812$463,410
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$2,379$0
Note rate6.630%7.400%
Blended rate6.630%7.640%
1st payment$3,078.94$3,208.56
2nd payment$0.00$0.00
Taxes / mo$429.08$429.08
Insurance / mo$166.67$166.67
MI / mo$0.00$92.68
HOA / mo$0.00$0.00
Total monthly$3,674.69$3,896.99
Cash to close$39,088$51,490