Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$381,470$368,910
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.620%7.400%
Blended rate8.170%7.640%
1st payment$2,772.18$2,554.26
2nd payment$0.00$0.00
Taxes / mo$341.58$341.58
Insurance / mo$150.00$150.00
MI / mo$179.60$73.78
HOA / mo$170.00$170.00
Total monthly$3,613.37$3,289.62
Cash to close$28,430$40,990