Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$215,964$224,910
Remaining term (yrs)24.930.0
Secondary amount$0$0
Funding fee$1,080$0
Note rate2.980%7.400%
Blended rate2.980%7.640%
1st payment$1,021.88$1,557.23
2nd payment$0.00$0.00
Taxes / mo$208.25$208.25
Insurance / mo$150.00$150.00
MI / mo$0.00$44.98
HOA / mo$2.50$2.50
Total monthly$1,382.63$1,962.96
Cash to close$33,936$24,990