Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$525,154$525,154$967,410
Remaining term (yrs)24.224.230.0
Secondary amount$0$442,256$0
Funding fee$2,626$2,626$0
Note rate2.890%2.890%7.400%
Blended rate2.890%5.112%7.640%
1st payment$2,506.44$2,506.44$6,698.15
2nd payment$0.00$2,856.23$0.00
Taxes / mo$895.75$895.75$895.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$193.48
HOA / mo$0.00$0.00$0.00
Total monthly$3,618.86$6,475.09$8,004.05
Cash to close$549,746$107,490$107,490