Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$758,626$758,626$800,989
Remaining term (yrs)25.725.730.0
Secondary amount$0$42,364$0
Funding fee$3,793$3,793$0
Note rate5.300%5.300%7.400%
Blended rate5.300%5.496%7.640%
1st payment$4,497.97$4,497.97$5,545.89
2nd payment$0.00$317.73$0.00
Taxes / mo$741.66$741.66$741.66
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.20
HOA / mo$42.00$42.00$42.00
Total monthly$5,498.29$5,816.02$6,706.41
Cash to close$131,362$88,999$88,999