Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$641,228$607,500
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$3,206$0
Note rate6.890%7.400%
Blended rate6.890%7.640%
1st payment$4,311.49$4,206.21
2nd payment$0.00$0.00
Taxes / mo$562.50$562.50
Insurance / mo$166.67$166.67
MI / mo$0.00$121.50
HOA / mo$23.00$23.00
Total monthly$5,063.66$5,079.87
Cash to close$33,772$67,500