Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$638,819$566,799
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$3,194$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$4,270.96$3,924.40
2nd payment$0.00$0.00
Taxes / mo$524.81$524.81
Insurance / mo$166.67$166.67
MI / mo$0.00$113.36
HOA / mo$146.00$146.00
Total monthly$5,108.44$4,875.24
Cash to close$0$62,978