Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,129$254,129$440,999
Remaining term (yrs)19.619.630.0
Secondary amount$0$186,870$0
Funding fee$1,271$1,271$0
Note rate2.640%2.640%7.320%
Blended rate2.640%4.911%7.560%
1st payment$1,377.15$1,377.15$3,029.36
2nd payment$0.00$1,245.80$0.00
Taxes / mo$408.33$408.33$408.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$600.00$600.00$600.00
Total monthly$2,552.15$3,797.95$4,292.56
Cash to close$235,870$49,000$49,000