Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$238,086$238,086$386,100
Remaining term (yrs)23.723.730.0
Secondary amount$0$148,014$0
Funding fee$1,190$1,190$0
Note rate3.230%3.230%7.320%
Blended rate3.230%5.059%7.560%
1st payment$1,194.67$1,194.67$2,652.24
2nd payment$0.00$986.76$0.00
Taxes / mo$357.50$357.50$357.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.22
HOA / mo$759.00$759.00$759.00
Total monthly$2,461.17$3,447.93$3,995.96
Cash to close$190,914$42,900$42,900