Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$510,450$510,450$858,600
Remaining term (yrs)24.424.430.0
Secondary amount$0$348,150$0
Funding fee$2,552$2,552$0
Note rate2.850%2.850%7.400%
Blended rate2.850%4.837%7.640%
1st payment$2,408.68$2,408.68$5,944.77
2nd payment$0.00$2,248.47$0.00
Taxes / mo$795.00$795.00$795.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$171.72
HOA / mo$262.00$262.00$262.00
Total monthly$3,682.34$5,930.82$7,390.16
Cash to close$443,550$95,400$95,400