Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$305,308$305,308$931,500
Remaining term (yrs)15.715.730.0
Secondary amount$0$626,192$0
Funding fee$1,527$1,527$0
Note rate3.880%3.880%7.400%
Blended rate3.880%6.482%7.640%
1st payment$2,153.20$2,153.20$6,449.52
2nd payment$0.00$4,044.16$0.00
Taxes / mo$862.50$862.50$862.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$186.30
HOA / mo$0.00$0.00$0.00
Total monthly$3,232.37$7,276.53$7,714.98
Cash to close$729,692$103,500$103,500