Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$601,224$584,100
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$3,006$0
Note rate5.700%7.400%
Blended rate5.700%7.640%
1st payment$3,699.15$4,044.19
2nd payment$0.00$0.00
Taxes / mo$540.83$540.83
Insurance / mo$166.67$166.67
MI / mo$0.00$116.82
HOA / mo$334.00$334.00
Total monthly$4,740.65$5,202.51
Cash to close$47,776$64,900