Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$403,229$403,229$521,100
Remaining term (yrs)21.321.330.0
Secondary amount$0$117,871$0
Funding fee$2,016$2,016$0
Note rate4.010%4.010%7.400%
Blended rate4.010%4.913%7.640%
1st payment$2,340.45$2,340.45$3,607.99
2nd payment$0.00$785.80$0.00
Taxes / mo$482.50$482.50$482.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$104.22
HOA / mo$0.00$0.00$0.00
Total monthly$2,989.62$3,775.42$4,361.38
Cash to close$175,771$57,900$57,900