Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$599,464$580,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,997$0
Note rate5.750%7.400%
Blended rate5.750%7.640%
1st payment$3,671.52$4,019.26
2nd payment$0.00$0.00
Taxes / mo$537.50$537.50
Insurance / mo$166.67$166.67
MI / mo$0.00$116.10
HOA / mo$0.00$0.00
Total monthly$4,375.69$4,839.53
Cash to close$45,536$64,500