Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$705,275$705,275$809,955
Remaining term (yrs)25.025.030.0
Secondary amount$0$104,680$0
Funding fee$3,526$3,526$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.446%7.640%
1st payment$3,245.76$3,245.76$5,607.96
2nd payment$0.00$697.87$0.00
Taxes / mo$749.96$749.96$749.96
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$161.99
HOA / mo$0.00$0.00$0.00
Total monthly$4,212.38$4,910.25$6,736.58
Cash to close$194,675$89,995$89,995