Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$465,112$465,112$868,500
Remaining term (yrs)24.424.430.0
Secondary amount$0$403,388$0
Funding fee$2,326$2,326$0
Note rate2.740%2.740%7.400%
Blended rate2.740%5.067%7.640%
1st payment$2,173.72$2,173.72$6,013.32
2nd payment$0.00$2,605.22$0.00
Taxes / mo$804.17$804.17$804.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$173.70
HOA / mo$77.00$77.00$77.00
Total monthly$3,271.56$5,876.77$7,284.85
Cash to close$499,888$96,500$96,500