Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$800,438$665,999
Remaining term (yrs)25.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate2.770%7.400%
Blended rate3.620%7.640%
1st payment$3,683.71$4,611.24
2nd payment$0.00$0.00
Taxes / mo$616.67$616.67
Insurance / mo$216.67$216.67
MI / mo$637.50$133.20
HOA / mo$830.00$830.00
Total monthly$5,984.54$6,407.78
Cash to close$0$74,000