Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$73,332$73,332$675,000
Remaining term (yrs)19.419.430.0
Secondary amount$0$601,668$0
Funding fee$0$0$0
Note rate3.950%3.950%7.400%
Blended rate4.800%7.430%7.640%
1st payment$448.64$448.64$4,673.56
2nd payment$0.00$3,885.77$0.00
Taxes / mo$625.00$625.00$625.00
Insurance / mo$216.67$216.67$216.67
MI / mo$66.97$66.97$135.00
HOA / mo$302.00$302.00$302.00
Total monthly$1,659.27$5,545.05$5,952.23
Cash to close$676,668$75,000$75,000