Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$131,631$131,631$373,500
Remaining term (yrs)15.715.730.0
Secondary amount$0$241,869$0
Funding fee$658$658$0
Note rate3.900%3.900%7.320%
Blended rate3.900%6.393%7.560%
1st payment$929.66$929.66$2,565.69
2nd payment$0.00$1,562.07$0.00
Taxes / mo$345.83$345.83$345.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$395.00$395.00$395.00
Total monthly$1,820.49$3,382.56$3,531.22
Cash to close$283,369$41,500$41,500