Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$275,616$275,616$356,399
Remaining term (yrs)25.225.230.0
Secondary amount$0$80,783$0
Funding fee$1,378$1,378$0
Note rate3.750%3.750%7.320%
Blended rate3.750%4.940%7.560%
1st payment$1,405.78$1,405.78$2,448.21
2nd payment$0.00$605.87$0.00
Taxes / mo$97.92$97.92$97.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.28
HOA / mo$0.00$0.00$0.00
Total monthly$1,653.69$2,259.57$2,767.41
Cash to close$120,383$39,600$39,600