Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$644,370$629,100
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.600%7.320%
Blended rate7.150%7.560%
1st payment$4,197.94$4,321.48
2nd payment$0.00$0.00
Taxes / mo$582.50$582.50
Insurance / mo$166.67$166.67
MI / mo$301.26$125.82
HOA / mo$0.00$0.00
Total monthly$5,248.37$5,196.47
Cash to close$54,630$69,900