Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$740,396$472,410
Remaining term (yrs)25.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate2.900%7.320%
Blended rate3.750%7.560%
1st payment$3,433.90$3,245.13
2nd payment$0.00$0.00
Taxes / mo$437.42$437.42
Insurance / mo$166.67$166.67
MI / mo$584.38$94.48
HOA / mo$514.00$514.00
Total monthly$5,136.36$4,457.69
Cash to close$0$52,490