Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$714,206$671,310
Remaining term (yrs)25.830.0
Secondary amount$0$0
Funding fee$3,571$0
Note rate4.990%7.400%
Blended rate4.990%7.640%
1st payment$4,097.08$4,648.01
2nd payment$0.00$0.00
Taxes / mo$621.58$621.58
Insurance / mo$216.67$216.67
MI / mo$0.00$134.26
HOA / mo$213.00$213.00
Total monthly$5,148.33$5,833.53
Cash to close$31,694$74,590