Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$437,850$437,850$855,000
Remaining term (yrs)19.019.030.0
Secondary amount$0$417,150$0
Funding fee$0$0$0
Note rate4.340%4.340%7.320%
Blended rate5.190%6.439%7.560%
1st payment$2,807.25$2,807.25$5,873.26
2nd payment$0.00$2,694.10$0.00
Taxes / mo$791.67$791.67$791.67
Insurance / mo$216.67$216.67$216.67
MI / mo$399.91$399.91$171.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,215.49$6,909.59$7,052.59
Cash to close$512,150$95,000$95,000