Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,746$376,746$396,000
Remaining term (yrs)27.227.230.0
Secondary amount$0$41,254$0
Funding fee$1,884$1,884$0
Note rate7.440%7.440%7.400%
Blended rate7.440%7.878%7.640%
1st payment$2,690.08$2,690.08$2,741.82
2nd payment$0.00$408.24$0.00
Taxes / mo$366.67$366.67$366.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,206.74$3,614.98$3,337.69
Cash to close$63,254$22,000$44,000