Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,859$336,859$431,460
Remaining term (yrs)25.225.230.0
Secondary amount$0$94,601$0
Funding fee$1,684$1,684$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.370%7.640%
1st payment$1,595.63$1,595.63$2,987.34
2nd payment$0.00$709.51$0.00
Taxes / mo$399.50$399.50$399.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.29
HOA / mo$0.00$0.00$0.00
Total monthly$2,161.80$2,871.31$3,639.80
Cash to close$142,541$47,940$47,940