Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,136$191,136$787,410
Remaining term (yrs)16.516.530.0
Secondary amount$0$596,274$0
Funding fee$956$956$0
Note rate3.530%3.530%7.400%
Blended rate3.530%6.726%7.640%
1st payment$1,265.58$1,265.58$5,451.87
2nd payment$0.00$3,850.94$0.00
Taxes / mo$729.08$729.08$729.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$157.48
HOA / mo$35.00$35.00$35.00
Total monthly$2,246.33$6,097.27$6,590.10
Cash to close$683,764$87,490$87,490