Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$318,761$318,761$350,100
Remaining term (yrs)23.923.930.0
Secondary amount$0$31,339$0
Funding fee$1,594$1,594$0
Note rate2.940%2.940%7.320%
Blended rate2.940%3.482%7.560%
1st payment$1,540.46$1,540.46$2,404.94
2nd payment$0.00$235.04$0.00
Taxes / mo$324.17$324.17$324.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$70.02
HOA / mo$529.00$529.00$529.00
Total monthly$2,543.62$2,778.67$3,478.13
Cash to close$70,239$38,900$38,900