Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$633,445$576,000
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$3,167$0
Note rate6.620%7.400%
Blended rate6.620%7.640%
1st payment$4,118.56$3,988.11
2nd payment$0.00$0.00
Taxes / mo$533.33$533.33
Insurance / mo$166.67$166.67
MI / mo$0.00$115.20
HOA / mo$45.00$45.00
Total monthly$4,863.56$4,848.31
Cash to close$6,555$64,000