Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$490,855$466,200
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,454$0
Note rate6.260%7.400%
Blended rate6.260%7.640%
1st payment$3,161.97$3,227.87
2nd payment$0.00$0.00
Taxes / mo$431.67$431.67
Insurance / mo$166.67$166.67
MI / mo$0.00$93.24
HOA / mo$0.00$0.00
Total monthly$3,760.30$3,919.45
Cash to close$27,145$51,800