Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$415,552$391,410
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$2,078$0
Note rate6.110%7.320%
Blended rate6.110%7.560%
1st payment$2,538.49$2,688.72
2nd payment$0.00$0.00
Taxes / mo$362.42$362.42
Insurance / mo$150.00$150.00
MI / mo$0.00$78.28
HOA / mo$11.67$11.67
Total monthly$3,062.58$3,291.08
Cash to close$19,348$43,490