Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,898$427,898$486,000
Remaining term (yrs)25.025.030.0
Secondary amount$0$58,102$0
Funding fee$2,139$2,139$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.629%7.640%
1st payment$1,997.90$1,997.90$3,364.97
2nd payment$0.00$435.76$0.00
Taxes / mo$450.00$450.00$450.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$97.20
HOA / mo$420.00$420.00$420.00
Total monthly$3,034.57$3,470.33$4,498.83
Cash to close$112,102$54,000$54,000