Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$535,301$495,000
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$2,677$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,459.86$3,427.28
2nd payment$0.00$0.00
Taxes / mo$458.33$458.33
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$335.00$335.00
Total monthly$4,419.86$4,486.28
Cash to close$14,699$55,000