Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$670,814$637,200
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$3,354$0
Note rate6.200%7.400%
Blended rate6.200%7.640%
1st payment$4,211.34$4,411.84
2nd payment$0.00$0.00
Taxes / mo$590.00$590.00
Insurance / mo$216.67$216.67
MI / mo$0.00$127.44
HOA / mo$280.00$280.00
Total monthly$5,298.00$5,625.95
Cash to close$37,186$70,800