Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$463,410
Remaining term (yrs)21.921.930.0
Secondary amount$0$463,410$0
Funding fee$0$0$0
Note rate3.000%3.000%7.400%
Blended rate3.000%7.750%7.640%
1st payment$0.00$0.00$3,208.56
2nd payment$0.00$2,992.86$0.00
Taxes / mo$429.08$429.08$429.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.68
HOA / mo$639.00$639.00$639.00
Total monthly$1,234.75$4,227.61$4,535.99
Cash to close$514,900$51,490$51,490