Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$421,109$421,920
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,106$0
Note rate4.980%7.320%
Blended rate4.980%7.560%
1st payment$2,420.91$2,898.30
2nd payment$0.00$0.00
Taxes / mo$390.67$390.67
Insurance / mo$166.67$166.67
MI / mo$0.00$84.38
HOA / mo$510.00$510.00
Total monthly$3,488.25$4,050.02
Cash to close$47,691$46,880