Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$674,955
Remaining term (yrs)——30.0
Secondary amount$0$674,955$0
Funding fee$0$0$0
Note rate0.000%0.000%7.320%
Blended rate0.000%7.750%7.560%
1st payment$0.00$0.00$4,636.47
2nd payment$0.00$4,359.08$0.00
Taxes / mo$624.96$624.96$624.96
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.99
HOA / mo$0.00$0.00$0.00
Total monthly$841.63$5,200.71$5,613.09
Cash to close$749,950$74,995$74,995