Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$394,702$355,500
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.450%7.400%
Blended rate4.300%7.640%
1st payment$1,941.14$2,461.41
2nd payment$0.00$0.00
Taxes / mo$329.17$329.17
Insurance / mo$150.00$150.00
MI / mo$308.11$71.10
HOA / mo$0.00$0.00
Total monthly$2,728.42$3,011.68
Cash to close$298$39,500