Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$517,085$485,820
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$2,585$0
Note rate5.410%7.400%
Blended rate5.410%7.640%
1st payment$3,086.23$3,363.72
2nd payment$0.00$0.00
Taxes / mo$449.83$449.83
Insurance / mo$166.67$166.67
MI / mo$0.00$97.16
HOA / mo$75.00$75.00
Total monthly$3,777.73$4,152.38
Cash to close$22,715$53,980