Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$488,702$382,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,444$0
Note rate6.260%7.400%
Blended rate6.260%7.640%
1st payment$3,148.10$2,648.35
2nd payment$0.00$0.00
Taxes / mo$354.17$354.17
Insurance / mo$150.00$150.00
MI / mo$0.00$76.50
HOA / mo$435.00$435.00
Total monthly$4,087.26$3,664.02
Cash to close$0$42,500