Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$785,289$718,200
Remaining term (yrs)26.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.560%7.400%
Blended rate6.410%7.640%
1st payment$4,751.35$4,972.67
2nd payment$0.00$0.00
Taxes / mo$665.00$665.00
Insurance / mo$216.67$216.67
MI / mo$588.84$143.64
HOA / mo$0.00$0.00
Total monthly$6,221.86$5,997.98
Cash to close$12,711$79,800